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The Center for Housing Policy’s publications cover a range of topics, programs and policies related to the broad goal of identifying and meeting the nation’s housing challenges.
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In the United States, housing assistance is not an entitlement. Despite annual federal expenditures in excess of $30 billion for housing subsidies distributed to roughly 4.8 million households, millions of eligible families with low incomes and high housing costs do not receive any support. Some families have applied for assistance from their local housing authorities but must wait for their names to come to the top of the list; others have not applied but may pay large shares of their income for rent, reducing available funds for basic necessities, such as food and health care. To ensure that our limited federal housing resources are available to assist as many families as possible, we should be actively searching for innovative ways to encourage existing subsidy recipients to build assets and make progress toward economic security. By helping families take advantage of the stability that federally-subsidized housing provides as a foundation for income and asset growth, we can free up existing housing subsidies for other families in need.
After a prolonged recession, employers are slowly starting to hire again. But will the newly created jobs pay enough for workers to afford housing, or will workers have to struggle to get by with each paycheck? This edition of Paycheck to Paycheck focuses on housing affordability for the five largest jobs in the industry sector currently doing the most hiring.
This fact sheet reviews recent literature on the subject of housing counseling and finds that there is strong evidence that housing counseling can be an effective intervention in helping distressed homeowners avoid foreclosure.
The Impacts of Affordable Housing on Education: A Research Summary, a brief by Senior Research Associate Maya Brennan, uncovers a wealth of research suggesting that stable, affordable housing provides children with enhanced opportunities for educational success. The brief reviews literature showing that the supportive and stable home environment encouraged by high-quality, affordable housing often leads to better educational outcomes.
The direct effects of poor quality or unsafe housing on health are well established; researchers have also increasingly turned significant attention to the role of housing affordability in fostering stability and reducing stress. In her brief, The Impacts of Affordable Housing on Health: A Research Summary, Cohen details the results of research on the pathways through which affordable housing can affect the health of residents, especially children.